Recovanta Ltd is a specialist UK debt recovery agency — helping finance companies, lenders, and SMEs recover outstanding balances with precision, full compliance, and measurable results.
From first contact to legal escalation, we manage the full lifecycle of debt recovery — professionally, compliantly, and with clear reporting at every stage.
Proactive, multi-channel collection via phone, email, letter and SMS — effective chasing that protects your client relationships.
Advanced skip tracing using credit reference data and field enquiry to locate debtors who have moved or gone off the radar.
Where amicable recovery fails, we escalate through panel solicitors for CCJ applications, statutory demands, and enforcement.
We negotiate and manage structured payment agreements, monitoring compliance and intervening when instalments are missed.
Detailed monthly statements and aged debtor analysis — complete visibility over every account we manage on your behalf.
Full outsourced credit control for SMEs and lenders — we become your collections department managing the full ledger.
We take on your overdue accounts from day one and handle everything — you receive clear reporting and funds recovered, minus our commission.
Upload debtors via our secure client portal or CSV import. Include invoice details, contact information, and any account history you hold.
We profile each debtor, check credit data, and assign a collection strategy based on debt age, amount, and debtor status.
Our team contacts debtors via phone, email, and letter — logging every interaction and escalating strategically through a structured chase cycle.
Where needed, we escalate to legal proceedings via our solicitor panel — always with your authorisation and clear cost transparency.
Recovered funds are remitted with a full monthly statement. Your client portal shows live account status, communications, and payment plans.
Our collection fees are a percentage of the amount recovered — based on the age of the debt. No upfront charges, ever.
We manage your entire debtor ledger on a fixed monthly retainer — proactively chasing from day one, with reduced commission rates on any recoveries.
We take the risk so you don't have to. Our commission is only charged on funds actually recovered — giving you complete confidence to refer even your most difficult accounts.
Refer Accounts NowWhere a ledger has a high number of lower-value accounts, we can price by number of active customers rather than ledger value — so you always pay a fair rate for the work involved. Get in touch to discuss which structure suits you best.
Discuss Your LedgerWe combine experienced collectors with purpose-built software to deliver recovery rates that consistently outperform the industry average — and the reporting to prove it.
We contact debtors within 24 hours of referral — while the debt is freshest and resolution most likely.
All collection activity conducted to FCA guidelines — protecting your reputation and your debtors' rights.
Live portal, monthly statements, and aged debtor reports. You always know exactly where every account stands.
A clear 5-stage chase cycle from first notice to legal action, with every step documented and reportable.
We represent you professionally — protecting ongoing relationships while recovering the funds you're owed.
Our entire team is UK-based, operating under UK law, GDPR, and financial conduct regulations.
Every Recovanta Ltd client gets access to a secure portal at recovanta.solutions — track your accounts in real time without picking up the phone.
Whether you're a finance company, lender, or SME with overdue accounts — we're ready to help. No obligation. No upfront fees.